💸 Welcome to Finances for Freelancers

Take control of your money and build financial confidence as a freelancer.

Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk.

Finances for Freelancers – Hosted by Emilie Bellet

A 10-episode podcast to help freelancers, solopreneurs, and self-employed take control of their money, grow their income, and build long-term financial security.

From budgeting on a variable income and managing taxes to pricing your work, accounting and legals, investing, and building multiple income streams, we cover everything you need to freelance with confidence.

Packed with expert insights, practical tips, and real-life stories, this series gives you the tools to take charge of your finances and thrive.

🎧 Subscribe now and start building financial confidence—one episode at a time!

Listen to the series

  • Sole Trader vs. Limited Company: Choosing the Right Setup (Ep 1)

    Sole Trader vs. Limited Company: Choosing the Right Setup (Ep 1)

    Feeling unsure about your business setup? Today, we’re tackling a key decision for UK freelancers—should you go solo as a sole trader or set up a limited company?

    Chartered Accountant Janet Knapton joins me to break down the pros, cons, and tax-saving tips for both options. Get clear, simple, and actionable guidance to make the best choice for your business—so you can focus on what really matters: growing and thriving as a freelancer!

  • Freelance Fine Print: Legal Tips to Protect Your Business (Ep 2)

    Freelance Fine Print: Legal Tips to Protect Your Business (Ep 2)

    Freelance contracts can feel like a maze, but they’re crucial for protecting your work, setting clear expectations, and getting paid.

    Joining me is Lucy Wheeler, a lawyer specialising in helping freelancers and small business owners navigate legal essentials. We’ll cover must-have clauses, when to consult a lawyer, how to protect your intellectual property, and what to do if a client doesn’t pay.

  • Risk Management: Protection & Insurance for Freelancers (Ep 3)

    Risk Management: Protection & Insurance for Freelancers (Ep 3)

    Feeling uncertain about protecting your finances as a freelancer? In today’s episode, we’re diving into risk management—a crucial but often overlooked part of financial planning for self-employed professionals.

    From income protection and business insurance to emergency funds, having the right safeguards in place can make all the difference when life throws the unexpected at you.

  • Taxes Demystified: What Every Freelancer Needs to Know

    Taxes Demystified: What Every Freelancer Needs to Know (Ep 4)

    In this episode, we’re diving into a topic that many freelancers find overwhelming: taxes. How do you stay compliant, maximise your deductions, and avoid costly mistakes?

    Joining Emilie Bellet is Emma Hardwick, Chartered Certified Accountant. With years of experience supporting freelancers and business owners, Emma is here to demystify tax and share practical tips to help you navigate self-assessments, VAT, expenses, and everything in between.

  • Get Paid What You’re Worth as a Freelancer

    Get Paid What You’re Worth as a Freelancer (Ep 5)

    Freelancers, pricing your services and negotiating with confidence can be challenging—but you deserve to be paid what you're worth.

    In this engaging and uplifting conversation, sales expert Sara Dalrymple shares how to price based on value and outcomes, communicate your rates clearly, adapt to seasonal shifts, and harness the power of community to grow your business.

  • Freelancer Pensions 101

    Freelancer Pensions 101 (Ep 6)

    In this episode, we’re tackling a topic that freelancers often put on the back burner: pensions. How do you start saving for retirement when you don’t have a traditional workplace pension? How can you make the most of tax relief? And what are the best strategies for long-term financial security?

    Joining Emilie Bellet is Lisa Picardo, Chief Business Officer UK at PensionBee. Lisa is here to break down why pensions matter for freelancers, how to set one up, and what you can do today to secure your financial future.