You might already be familiar with Refinery29’s Money Diaries… well, this is the Vestpod version! We’ve put together a few questions to help us understand what women are doing with their money, and they've answered! Always fun, always succinct, and always anonymous.

deputy headteacher. london. 43. married

💭 Financial goals:

Short term (1-5 years): Saving for a house deposit

Medium term (5-10 years): Mortgage free.

Long term (10 years +): Retire on investments.

🌟 Best buy ever: Teacher training - £3,000 to retrain as a teacher after 10 years in industry - I’ve never looked back.

😳 Worst buy ever: An expensive pair of leather boots bought in a hurry and only worn once as I didn’t really like them when I bought them. This was my old mindset of ‘have to have new clothes every time I go out’. Makes me cringe now.

👀 Things you spend the most money on: Rent, council tax and Eating out

😌 Pension: Yes - a good workplace pension.

🔮 Insurances: Yes - life Insurance to pay off mortgage on rental property.

💸 Salary / Income: £67,300.

💰 Net worth (what you own vs what you owe, or your assets minus your debts): £125,000.

💻 Any side hustles: £400/month rental property.

👛 Savings: I have a Marcus savings account and recently dipped my toe into Wealthify.. I have a healthy pension pot for someone my age and I put in 15% of my salary in it (with my employer).

🏠 Home: Yes but rented out so need to buy another one to live in hence saving for a deposit (again!).

🔦 Debt: Proudly £0.

📈 Investing: Just my Pension and rental property. Will look at stocks and shares ISA once I have saved my house deposit.

⚡ What is money for you? Future freedom.

🚀 What is financial independence for you? Being able to make my own decisions.

THANK YOU!

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