Most of you (hopefully) accept the annual dental check as a mildly unpleasant but necessary part of life. Are you as diligent when it comes your money? Here’s a check-up checklist we’ve put together for you.

We can all think of a million things to spend money on. And, as much as we’d love to consider a pair of Gucci loafers to be a wise purchasing decision, it’s important to keep our spending in perspective, which is where the 50/20/30 budgeting guideline comes in handy.