Have you ever stopped to consider your money mindset? Have you ever really stopped to examine your money beliefs? If not then now is the time to change that. That’s because what you think and believe about money really matters.

Christmas may well be the most wonderful time of the year but it’s also got to be the most expensive. With the cost of living only heading one way, there are plenty of people looking for a cheaper Christmas this time around.

Even those who are used to going all out at this time of the year are exploring ways to cut back where they can. The problem though is that people worry that a frugal Christmas means a second-rate one. We’re here to show you that’s not the case. Here are 10 ways where you can have a fantastic Christmas without the cost of living spoiling your fun.

We live in a day and age whereby everyone posts their amazing, glamorous lives on social media, and we can start to feel like our lives pale in comparison. Of course, people exaggerate and portray themselves in the best possible light. However, it can still make us feel like we’re missing out.

We live in a day and age whereby everyone posts their amazing, glamorous lives on social media, and we can start to feel like our lives pale in comparison. Of course, people exaggerate and portray themselves in the best possible light. However, it can still make us feel like we’re missing out.

We’re living in difficult times at the moment. Facing a cost of living crisis, we all need to re-elevate our spending habits. After all, with bills increasing, it means we have less disposable income left over every month. This makes saving money more of a challenge.

Let’s be honest: getting into debt is easy. With credit cards, loans, and store cards being offered left, right, and centre, it doesn’t take much effort to rack up a significant level of debt. The problem is that debt repayment never seems quite so easy.

Look out for these signs!

Debt is very scary. It is a heavy burden to carry and most of us don’t know how to confront it until things get nasty.

Money can give us as much pain as pleasure. Remember our recent article about finance and mental health?

Most of you (hopefully) accept the annual dental check as a mildly unpleasant but necessary part of life. Are you as diligent when it comes your money? Here’s a check-up checklist we’ve put together for you.