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The Art of Money Talk: How to Communicate Effectively About Finances

Talking about money is often awkward in relationships, and one big decision for couples can be whether and how to combine their finances. Some couples prefer to keep their money separate, while others opt for a joint account or a combination of both. There is no right or wrong way to manage your finances as a couple, as long as you are both comfortable and transparent with each other.

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Should You Be Overpaying Your Mortgage?

Overpaying your mortgage can be a good financial decision depending on your individual circumstances. Mortgage overpayments are at a 20-year high in the UK, as a result of interest rate hikes. While the prospect of reducing interest payments and achieving homeownership freedom is appealing, it's crucial to strike a balance between long-term financial goals and immediate financial needs. In this guide, we explore key questions to ask yourself before deciding to overpay your mortgage, addressing everything from the terms of your current mortgage deal to the size of your emergency fund.

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How to Assess Your Investment Risk Tolerance

Investing in stocks and shares can be a rewarding way to grow your money over time, but it also involves some risks. How much risk are you willing to take with your money? And how does that affect your investment strategy? These are important questions to ask yourself before you start investing, as they can help you choose the right investments for your goals and preferences. Today, we will explain what investment risk tolerance is, how to determine yours, and why it matters for your investment strategy.

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Investment Fear is Real: Here's How To Fight It

No one has an innate understanding on how to invest. We aren't taught about personal finance at school. Investment journeys aren't always smooth, and, at the start of them, pretty much everyone feels dazed and confused. So what are our top tips for beating your fear of investment?

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How to Avoid Tax Return Panic (A Week Before D-Day)

Great news! You have 8 whole days left to file your 2019 personal tax return and pay the tax you owe on time! And now that we can do it online (which about 9 out of 10 self assessors do) it should be easier than ever. Yet  many of us still leave it too late and incur a fine.

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