These mini-money guides are based on the practical money book "You're Not Broke You're Pre-Rich" by Emilie Bellet.

So my first book “You’Re Not Broke, You’Re Pre-Rich” came into being exactly 6 months ago.

It’s a sad fact that women are lagging behind when it comes to investing. According to a survey by The Telegraph, “only 10% of women have a stocks and shares Isa compared to 17% of men”. Yet investing for the long term is crucial.

Finance Assistant Bristol 24 Single

Social Media ManagerLondon29Single

From re-usable coffee cups to the UN’s Sustainable Development Goals, it seems we are finally waking up to the need to use our money wisely to protect the future of the planet. We’re recognizing that by matching up small gestures to big policy that we might actually achieve this goal.

Executive Search ResearcherLondon22Single

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Content Manager (freelance). Preston, UK. 27. Engaged, 1 son, 1 step-son.

It’s that spooky time of year again, and if you’re reading this after dark, you can expect a knock on the door from ghoulies, ghosties and long-leggedy beasties (and hopefully a few cute toddlers dressed as pumpkins).

So naturally we got to asking ourselves what scares us most about money? And how can we work towards exorcising those horrible finance ghosts?

Co-owner of a design studio. London. 36. Married with dog.

They may seem small, but mini-hacks like these can add up to save a decent pot of money at the end of the year and perhaps even more importantly, engender in you the right saving mindset. So here are my favourite ones:

Hi! I am Gaelle, from Belgian, and living in London for 2.5 years now. Absolutely in love with this city, I am passionate about travel and enjoy meeting new people and discovering new places.

I worked for 4 years in the automotive sector before creating my own company, Girls on Travel, empowering and connecting solo women travellers.

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Risk analyst. London. 25. Single, no kids.

Performance Manager. London. 31. Engaged.

Marketing Manager. London. 31.